Bankruptcy Basics: Costs of the Pre-Filing Briefing
Most approved agencies charge between $20 and $50 for the pre-filing briefing (some agencies charge the same amount for a married couple if both spouses are counseled at the same time). However, section 111(c)(2)(B) requires approved agencies to provide bankruptcy counseling and the necessary certificates without considering the consumer’s ability to pay. If the debtor cannot afford the fee, they should request that the agency provide the briefing free of charge or at a reduced fee. It may be helpful if the agency is informed that the debtor is being represented pro bono.