Credit discrimination statutes apply broadly to a wide range of credit-related activities. In addition, the statutes cover a wide range of credit actors, including lenders, brokers, assignees, and even secondary market purchasers.
This chapter deals specifically with who is covered and what types of actions are covered. Subsequent chapters address the various stages of the credit process at which discrimination might occur and when this discrimination might be illegal. As requirements are different under the different statutes, each statute is treated separately in this chapter.