Collection Actions: 11.5.4.1 Generally
A chapter 13 bankruptcy can provide relief from a somewhat broader, although not entirely comprehensive, variety of criminal justice debt than under chapter 7. Unlike the chapter 7 process of liquidation and distribution of assets by the trustee, the chapter 13 reorganization process allows debtors to place some or all of their debts into a plan for payment. The debtor’s chapter 13 plan payments are based on the debts to be paid under the plan, the requirements of chapter 13, and the debtor’s ability to pay based on disposable income.