Consumer Credit Regulation: S.C. Code Ann. §§ 37-3-101 to 37-3-413 (Consumer Protection Code).
What types of lenders it applies to (e.g., banks vs. non-banks): Applies generally to consumer credit transactions. § 37-1-201. Includes rules for “supervised” loans (those exceeding 12% interest). Also includes rules for “restricted loans” (certain loans of $7,500 or less), which are summarized in the closed-end summaries. Does not apply to: