Fair Credit Reporting: 4.5.4.2.2 CRA failure to provide “all relevant information” to furnisher
Despite the requirement in section 1681i(a)(2) for a notice of dispute to include “all relevant information,” until 2013, the nationwide CRAs provided extremely scant information to furnishers. Nationwide CRAs process nearly all of their disputes electronically using Automated Consumer Dispute Verification (ACDV) forms, discussed in detail in § 4.5.6, infra.