Fair Credit Reporting: 2.4.3.2.2 Opt-out right for affiliate sharing of third-party information
Consumers must be notified of their right to opt out of affiliate sharing of third-party information, along with the fact that the affiliate sharing will occur.382 This disclosure is built into the definition of the affiliate-sharing exclusion for third-party information; failure to provide this notice will disqualify the shared information from the exclusion and render it a consumer report.383 The disclosure must be clear and conspicuous, and the opportunity to direct that the information not b