Fair Credit Reporting: 6.10.4.2.3 When the CRA fails to convey “all relevant information”
The CRA’s failure to provide the furnisher with “all relevant information” often naturally prevents the furnisher from fulfilling its obligation to investigate and accordingly may spare the furnisher from liability.738 If a CRA does not convey the actual dispute, the furnisher cannot be expected to intuit the claim in order to investigate it.