Fair Credit Reporting: 15.6.2.3 Verification of Information for Re-use in Subsequent Investigative Report
If a CRA prepares an investigative consumer report that contains adverse information, the CRA may not include that information in a subsequent consumer report unless the information “has been verified in the process of making such subsequent consumer report.”217 The required verification does not refer to the initial process to obtain the information, but to a verification made at the time of a subsequent report of the same information.