Collection Actions: 14.5.5 Notice Must Inform Debtor of Procedures to Contest Garnishment
In a utility termination case, the Supreme Court held that notice of the customer’s right to dispute a municipal utility’s actions was not meaningful unless the notice included a statement of the procedure that the customer should use to challenge the deprivation of services.269 Federal courts have applied this principle to garnishment and execution notices by requiring that the notice state what action a debtor may take to contest the procedure.270