Fair Credit Reporting: 12.5.2.2.5 Damages for business losses
A report on a business, or even on an individual in a business capacity, is not a consumer report635 and would not give rise to claims under the FCRA.636 However, a report which meets the definition of “consumer report” in section 1681a(d), but which is used for a business purpose is still a consumer report,637 and if the consumer suffers damages because some requirement of the FCRA was not met, then the business or investment damages should