Fair Credit Reporting: 12.3.3.2 Offset; Indemnity
“[T]here is no right to offset or contribution under the FCRA.”453 In general, a primary wrongdoer under the FCRA may not “lay off its own liability” onto another defendant.454 Similarly, a defendant in an FCRA case should not be permitted to implead a third party for the purpose of obtaining indemnification.455 Nevertheless, if a plaintiff sues both the CRA that prepared a report and the user that requested it, these defendants may seek to f