Consumer Credit Regulation: 2.4.1.3.1 Overview
The typical state UDAP statute prohibits unfair (or unconscionable) and deceptive acts and practices in broad terms, and includes a non-exhaustive list of specific prohibitions. Some, however, include a broad prohibition only of deceptive, not unfair acts, and a few prohibit only a closed list of specific practices, without any broad, general prohibitions that are enforceable by consumers.