Fair Credit Reporting: 17.2.8.3 Liability Not Limited to Credit Repair Organizations
Liability under the Act is not confined to credit repair organizations, but applies to “any person” who fails to comply with the Act,289 and certain Act provisions place requirements on any person.290 Thus, liability may extend to any person or entity that is directly or indirectly involved in deception or other violations of the Act—such as assignees of a credit repair organization’s contracts,291 related corporations involved in a deceptive credi