Credit Discrimination: 11.9.2.1.1.2 When the statute begins to run
In some circumstances, there may be some question as to the actual violation date. The date will vary depending on what the violation involves—application procedures, notice of adverse action, post-default collection procedures, and so forth. The violation date may be before or significantly after the application and loan dates. For example, if the violation occurs when a loan is renewed, the two-year period starts from that renewal date, not the date of the original loan.558