Credit Discrimination: 7.3.4.2.1 The FHA applies to insurance
The federal Fair Housing Act (FHA) is another important option, particularly with respect to the sale of insurance related to a dwelling, such as homeowners insurance.113 Throughout the 1980s, there was a split among the circuit courts regarding FHA applicability to insurance.114 The tide began to turn in 1989 when the Department of Housing and Urban Development (HUD) enacted a regulation prohibiting discriminatory refusals to provide “property or hazard insurance for dwellings” or providing ins