Truth in Lending: 6.4.2 “Triggered” Advertising Disclosures
Certain disclosure requirements are triggered if the advertisement expressly or impliedly mentions any specific terms of a credit plan, even if they are not required disclosures (such as seller’s points, or the minimum periodic payment),370 or mentions terms required to be disclosed in the account-opening disclosures under Regulation Z § 1026.6, such as finance charge, periodic rate, annual percentage rate, or security interest.371 These triggers include both affirmative or negative referenc