Unfair and Deceptive Acts and Practices: 6.3.4.4 Consumer’s Clean Hands
A seller or broker may be reluctant to litigate a case where it has falsified the consumer’s credit application. Often, a lender with an established relationship with a seller or broker will not be happy to learn of such behavior. Nor will state licensing agencies or other regulators. Nevertheless, the consumer’s attorney must act carefully before bringing a claim involving falsification of information provided to a creditor. The consumer’s attorney must thoroughly explore whether the consumer was complicit in the falsification.