Repossessions: 13.5.1.2.2 Seizing collateral without present right to the property
One of the substantive FDCPA provisions that explicitly applies to repossessors is taking or threatening to take any nonjudicial action to seize or disable property if there is no present right to possession of the property claimed as collateral through an enforceable security interest.287 For example, attempts to seize property when the creditor has an invalid security interest violate this section.288 So does seizing a vehicle owned not by the debtor, but by a fam