Repossessions: 12.3.4 No Deficiency After Revocation of Acceptance
U.C.C. Article 2 gives a buyer the right to revoke acceptance of nonconforming goods and cancel the sale.71 The nonconformity must substantially impair the value of the goods to the buyer.72 A consumer who properly exercises these rights before a repossession (and possibly even after a repossession73) is no longer obligated on the debt.