Automobile Fraud: 10.2.2 Consumer Must Decide Whether to Withhold Payments and Whether to Return the Car
Among the first decisions an automobile fraud client must make are whether to keep the car or try to return it and whether to continue paying for it. Returning the car and stopping payment will likely lead to an adverse credit report and probably a suit for a deficiency balance, although the consumer’s attorney should warn the dealer and the creditor against taking these steps.7 Keeping the car and not paying for it is likely to result in an adverse credit report and the vehicle’s repossession.