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Bostic v. Michael Andrews & Assoc., 2021 WL 4889591 (E.D. Mich. Oct. 19, 2021).
Valdez v. Action Fin. Services, L.L.C., 2021 WL 5108755 (D. Nev. Aug. 3, 2021).
Szumilas v. The CBE Group Inc., 2016 WL 11742896 (C.D. Cal. Mar. 28, 2016).
Rafe v. Internal Credit Sys., 2021 WL 2554048 (M.D. Fla. June 22, 2021).
Mercadel v. Allied Interstate, L.L.C., 2020 WL 10224010 (N.D. Ga. May 5, 2020), adopted, 2020 WL 10224373 (N.D. Ga. May 29, 2020).
Elsayed v. Nat’l Credit Sys., Inc., 2021 WL 5008887 (S.D. Ohio Oct. 27, 2021).
Peters v. Equifax Info. Services, L.L.C., 2021 WL 3732899 (D.N.J. Aug. 24, 2021).
Uvaldo v. Germaine Law Office P.L.C., 2021 WL 1171512 (D. Ariz. Mar. 29, 2021).
Mott v. PNC Fin. Services Group, Inc., ___ Fed. Appx. ___, 2021 WL 2182129 (9th Cir. May 28, 2021).
Condo v. Convergent Outsourcing, Inc., 2020 WL 9048632 (S.D. Ga. May. 14, 2020).
Nazarovech v. Am. Elite Recovery, L.L.C., 2021 WL 3131534 (W.D.N.Y. July 23, 2021).
Elsayed v. Nat’l Credit Sys., Inc., 2021 WL 1598315 (S.D. Ohio Apr. 23, 2021).
Belcher v. Ocwen Loan Servicing, L.L.C., 2020 WL 9259763 (M.D. Fla. Jan. 17, 2020).
Valle v. Westhill Exch., L.L.C., 2021 WL 1117282 (D. Md. Mar. 24, 2021).
Arcila v. Portfolio Recovery Assocs., L.L.C., 2021 WL 1100587 (D.N.J. Mar. 23, 2021).
Knudsen v. Contract Callers, Inc., 2021 WL 2333557 (E.D.N.Y. June 8, 2021).
Chandler v. NCB Mgmt. Servs., Inc., 2021 WL 1108637 (E.D.N.Y. Mar. 23, 2021).
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Link to Download NCLC's Credit Math Software
This link allows one to use two different, older consumer law math programs. Consumer Law Math provides a user-friendly way of calculating the Annual Percentage Rate and Rule of 78 rebates, and making amortization charts, for regular transactions and transactions in which only the first and last payment are irregular. The NCLC APR Program calculates the Annual Percentage Rate, Rule of 78 rebates, and makes amortization charts. This program handles not only regular, but also irregular transactions — for example, where monthly payment amounts change over the course of the loan.