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Quick v. EduCap, Inc., 318 F. Supp. 3d 121, 140 (D.C. 2018).

Markette v. USBC Bank, 2019 WL 1112264 (N.D. Ill. Mar. 11, 2019).

Horia v. Nationwide Credit & Collection, Inc., 2018 WL 3630125, at *3 (N.D. Ill. July 31, 2018).

Cooper v. Retrieval-Masters Creditors Bureau, Inc., 2017 WL 11350966 (N.D. Ill. Oct. 10, 2017).

Clabault v. Shodeen Mgmt., 2006 WL 87600 (N.D. Ill. Jan. 6, 2006).

Gonzalez v. Allied Collection Servs., Inc., 2018 WL 715359, at *4 (D. Nev. Feb. 5, 2018).

Cutts v. Richland Holdings, Inc., 2018 WL 1073135 (D. Nev. Feb. 27, 2018).

Anglin v. Merchants Credit Corp., 2018 WL 4584013 (W.D. Wash. Sept. 25, 2018).

Hernandez v. Asset Acceptance, L.L.C., 970 F. Supp. 2d 1194 (D. Colo. 2013).

Reaves v. Am. Home Mortg. Servicing, Inc., 2017 WL 4330244 (E.D.N.C. Sept. 29, 2017).

Tyree v. U.S. Bank, 2016 WL 6806269 (W.D. Tenn. Nov. 17, 2016).

Elrod v. Bank of Am., 2015 WL 12843876 (N.D. Ga. Oct. 28, 2015), adopted by 2015 WL 12856446 (N.D. Ga. Nov. 17, 2015).

Sundwall v. Reiner & Reiner, P.C., 1997 WL 117286 (D. Conn. Feb. 27, 1997), aff’d, 141 F.3d 1152 (2d Cir. 1998).

Pembroke v. Trans Union, L.L.C., 2017 WL 6463254 (D. Colo. Dec. 19, 2017).

Mendelson v. Southeast Mortg., Inc., 2012 WL 3582630 (N.D. Ga. July 26, 2012), adopted by 2012 WL 3579779 (N.D. Ga. Aug. 16, 2012).

Christian v. M & R Collection Adjustment, Inc., 307 S.E.2d 523 (Ga. Ct. App. 1983).

Yeager v. Ocwen Loan Servicing, L.L.C., 2018 WL 1004742, at *3 (M.D. Ala. Feb. 21, 2018).

Wallace v. JP Morgan Chase Bank, 2014 WL 4772029 (E.D. Mich. Sept. 24, 2014).

Lintz v. Credit Adjustments, Inc., 2008 WL 880516 (E.D. Mich. Mar. 31, 2008).

Blunt v. Fin. Bus. & Consumer Solutions, Inc., 2017 WL 131579 (M.D. Fla. Jan. 13, 2017).

Delgado v. Collecto, Inc., 2014 WL 2565533 (M.D. Fla. June 5, 2014).

Lifeng Lee Hsu v. Great Seneca Fin. Corp., 2009 WL 29445 (D. Del. Jan. 5, 2009).

Johnson v. Sallie Mae Serv., L.P., 2006 WL 3541855 (D.S.C. Dec. 7, 2006).

Brady v. Nynex Info. Res. Co., 1997 WL 177605 (Mass. Super. Ct. Apr. 8, 1997).

Cooke v. U.S. Bank, 749 Fed. Appx. 69 (2d Cir. 2019).