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McCracken v. Green Tree Servicing, L.L.C., 279 S.W.3d 226 (Mo. Ct. App. 2009).

Snyder v. CACH, L.L.C., 2016 WL 6662675 (D. Haw. Nov. 10, 2016).

Grant-Fletcher v. Collecto, Inc., 2014 WL 1877410 (D. Md. May 9, 2014).

Gray v. Account Recovery Solutions, 2014 WL 347576 (D. Nev. Jan. 30, 2014).

Henggeler v. Brumbaugh & Quandahl, P.C., L.L.O., 894 F. Supp. 2d 1180 (D. Neb. 2012).

Garrett v. Margolis, Pritzker, Epstein & Blatt, P.A., 861 F. Supp. 2d 724 (E.D. Va. 2012).

Karnette v. Wolpoff & Abramson, L.L.P., 444 F. Supp. 2d 640 (E.D. Va. 2006).

Bultemeyer v. Systems & Servs. Technologies, Inc., 2012 WL 4458138 (D. Ariz. Sept. 26, 2012).

Starr v. The Hameroff Law Firm, P.C., 2008 WL 906822 (D. Ariz. Mar. 31, 2008).

Higginbotham v. Ace Cash Express, Inc., 2012 WL 13136455 (W.D. Tex. Jan. 5, 2012).

Cunningham v. AllianceOne, Inc., 2008 WL 11417022 (W.D. Tex. Mar. 4, 2008).

O’Fallon v. Encore Receivable Mgmt., Inc., 831 F. Supp. 2d 957 (S.D. Miss. 2011), aff’d, 466 Fed. Appx. 325 (5th Cir. Apr. 3, 2012).

Lucy v. Bay Area Credit Serv. L.L.C., 792 F. Supp. 2d 320 (D. Conn. 2011).

Boran v. Columbia Credit Servs., 2006 U.S. Dist. LEXIS 84659 (D. Conn. Nov. 21, 2006).

William J. Bowker v. Midlan Funding, L.L.C., 2020 WL 5743044 (D.N.J. Sept. 25, 2020 (appeal filed 3d Cir. Oct. 27, 2020).

Kinsey v. MLH Fin. Servs., Inc., 509 Fed. Appx. 852 (11th Cir. 2013).

Allen ex rel. Martin v. LaSalle Bank, 2011 WL 94420 (3d Cir. Jan. 12, 2011).

Truong v. Mountain Peaks Fin. Servs., Inc., 2013 WL 485763 (S.D. Cal. Feb. 5, 2013).

Santos v. LVNV Funding, L.L.C., 2012 WL 216398 (N.D. Cal. Jan. 24, 2012).

Geraldo v. Richland Holdings, Inc., 2019 WL 2161695 (D. Nev. May 17, 2019).

Cutts v. Richland Holdings, Inc., 2019 WL 591442 (D. Nev. Feb. 13, 2019).

Geraldo v. Richland Holdings, Inc., 2018 WL 1567847 (D. Nev. Mar. 30, 2018).

Millard v. Northland Group, Inc., 2014 WL 6455986 (D. Nev. Nov. 17, 2014).

Harris v. Crisis Collections Mgmt., L.L.C., 2013 WL 1759609 (D. Nev. Apr. 24, 2013).

Reynolds v. Medicredit, Inc., 2019 WL 2124675 (W.D. Tex. May 15, 2019).