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Smith v. Nations Recovery Ctr., Inc., 2021 WL 1267833 (N.D.N.Y. Apr. 6, 2021).

In re Swink, 2021 WL 4768091 (Bank. M.D.N.C. Oct. 12, 2021).

Boswell v. Bonial & Assoc., 2021 WL 5033991 (N.D. Ga. June 28, 2021).

Opico v. Convergent Outsourcing, Inc., 2021 WL 1611505 (W.D. Wash. Apr. 26, 2021).

Arias v. Columbia Debt Recovery L.L.C., 2021 WL 952559 (W.D. Wash. Feb. 10, 2021), adopted, 2021 WL 948834 (Mar. 12, 2021).

Hernandez v. Oliphant Fin., L.L.C., 2021 WL 3602808 (M.D. Fla. Aug. 13, 2021).

Smith v. Greystone Alliance L.L.C., 2011 WL 1303377 (N.D. Ill. Mar. 29, 2011).

Konewko v. Dickler, Kahn, Sloikowsi & Zavell, Ltd., 2008 WL 2061551 (N.D. Ill. May 14, 2008).

Ross v. RJM Acquisitions Funding, L.L.C., 2006 WL 752953 (N.D. Ill. Mar. 16, 2006).

Cross v. Risk Mgmt. Alternatives, Inc., 374 F. Supp. 2d 649 (N.D. Ill. 2005).

Rawlings v. Commercial Recovery Sys., Inc., 2005 WL 8164627 (C.D. Ill. May 4, 2005).

Hyman v. Tate, 2003 WL 1565863 (N.D. Ill. Mar. 24, 2003).

Taylor v. Unifund Corp., 2001 U.S. Dist. LEXIS 13915 (N.D. Ill. Aug. 31, 2001).

Fitzgerald v. Pekay & Blitstein, P.C., 2001 U.S. Dist. LEXIS 13017 (N.D. Ill. Aug. 9, 2001).

Cusumano v. NRB, Inc., 1998 WL 673833 (N.D. Ill. Sept. 23, 1998).

Vasquez-Estrada v. Collecto, Inc., 2015 WL 6163971 (D. Or. Oct. 20, 2015).

Hooper v. Capital Credit & Collection Servs., Inc., 2004 WL 825619 (D. Or. Apr. 13, 2004).

Beckstrom v. Direct Merchant’s Credit Card Bank, 2005 WL 1869107 (D. Minn. Aug. 5, 2005).

Guerrero v. Credit Mgmt., L.P., 2017 WL 7052292 (W.D. Tex. Oct. 24, 2017), report and recommendation adopted by 2017 WL 7052319 (W.D. Tex. Dec. 19, 2017).

Amaya v. Crowson & Crowson, L.L.P., 2013 WL 12126784, at *3 (W.D. Tex. Aug. 19, 2013).

Castro v. Collecto, Inc., 668 F. Supp. 2d 950 (W.D. Tex. 2009).

CA Partners v. Spears, 274 S.W.3d 51 (Tex. App. 2008).

Smith v. National Credit Sys., Inc., 807 F. Supp. 2d 836 (D. Ariz. 2011).

Thompson v. Crown Asset Mgmt., L.L.C., 2009 WL 3059123 (D. Ariz. Sept. 23, 2009).

McKenzie v. Pollack & Rosen, P.C., 2009 WL 10702067, at *8 (N.D. Ga. Feb. 12, 2009), adopted by 2009 WL 10702125 (N.D. Ga. Mar. 13, 2009).