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2004-37: Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas (Sept. 17, 2004)

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2003-19: Partial Claims: Program Changes and Updates (Nov. 20, 2003)

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2003-07: Prohibition of Property Flipping (May 22, 2003)

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2002-21: Due Diligence in Acquiring Loans (Sept. 26, 2002)

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2002-17: Special Forbearance: Program Changes and Updates (Aug. 29, 2002)

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2002-13: Deed-in-Lieu of Foreclosure Consideration Increase and the Authorization to Pay Cash to Occupants for Keys Prior to Eviction (June 7, 2002)

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FTC Holder Rule, Staff Guidelines

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FTC Holder Rule Advisory Opinion (April 6, 1977)

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FTC Advisory Opinion Affirming Holder Rule Does Not Limit Right to Affirmative Recovery (May 3, 2012)

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FTC Staff Letter Affirming Holder Rule Does Not Limit Right to Affirmative Recovery (May 13, 1999)

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FTC Door-to-Door Sales Rule, Statement of Basis and Purpose

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FTC Door-to-Door Sales Rule, Informal Opinion Letters

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2002-12: Reinstatement of the Housing Counseling Notification Requirement (May 23, 2002)

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2001-28: Single Family Foreclosure Policy and Procedural Changes: Extension of Time to Initiate Foreclosure in D.C. (Oct. 29, 2001)

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2001-19: Single Family Foreclosure Policy and Procedural Changes (Aug. 24, 2001)

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2001-14: FHA Loss Mitigation Clarification of Time Frames (May 23, 2001)

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2000-05: Loss Mitigation Program - Comprehensive Clarification of Policy and Notice of Procedural Changes (Jan. 19, 2000)

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99-8: Clarification of Mortgagee Letter 98-26 (Feb. 23, 1999)

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98-26: Single Family Default and Foreclosure Servicing Policy and Procedural Changes Including HUD Schedule of Allowable Attorney Fees (Sept. 22, 1998)

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98-18: Risk Assessment for Defaulted Loans (Apr. 2, 1998)

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98-7: FHA Loss Mitigation Program Policy and Procedural Updates (Jan. 27, 1998)

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97-44: Revised HUD-PA-426, How to Avoid Foreclosure (Sept. 29, 1997)

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Federal Trade Commission Staff Commentary on the Fair Debt Collection Practices Act

This Commentary is the vehicle by which the staff of the Federal Trade Commission

publishes its interpretations of the Fair Debt Collection Practices Act (FDCPA). It is a guideline

intended to clarify the staff interpretations of the statute, but does not have the force or effect of

statutory provisions. It is not a formal trade regulation rule or advisory opinion of the Commission,

and thus is not binding on the Commission or the public.

Agoado v. Midland Funding, L.L.C., 2020 WL 6370152 (E.D.N.Y. Mar. 4, 2020), adopted in relevant part, 2020 WL 5810120 (E.D.N.Y. Sept. 30, 2020).

Barenbaum v. Hayt, Hayt & Landau, L.L.C., 2021 WL 120925 (E.D. Pa. Jan. 13, 2021).