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Pa. Dept. of Banking Interpretation re State Consumer Discount Company Act (2001)

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Shining a Light on the Consumer Debt Industry (OCC Statement to Senate Banking Cmte., July 2013)

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Labor Dept. Letter Re Exemption of Wages from Garnishment When Deposited in a Bank Account (1972)

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Pa. AG Letter re Wage Garnishment from Non-Resident Creditors (Oct. 5, 1973)

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Unhealthy Pursuits: How the Sick and Vulnerable Are Harmed by Abusive Medical Debt Collection Tactics (Dec. 2005)

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UCC Article 1 (Selected) Prior to 2001 Amendments

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Floor Debate on S.5

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Redlined Fed. R. Civ. P. 23, showing 2003 changes

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Fed R. Civ. P. 23 Prior to 2003

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1937 Notes of Advisory Committee on Rule 23

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1946 Notes of Advisory Committee on Rule 23

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1966 Notes of Advisory Committee on Rule 23

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1987 Notes of Advisory Committee on Rule 23

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1998 Notes of Advisory Committee on Rule 23

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GAO Report to Congress on Credit Reporting Literacy (March, 2005)

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FTC Report on Credit-Based Insurance Scores Pursuant to FACTA (July 2007)

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FRB Report on Credit Scoring and the Effect on Credit Availability & Affordability (Aug. 2007)

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Credit Score Accuracy and Implications for Consumers, CFA and NCRA (Dec. 2002)

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NCLC Report: Credit Scoring and Insurance: Costing Consumers Billions and Perpetuating the Economic Racial Divide (June 2007)

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NCLC Report: Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports (Jan. 2009)

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Transcript of FTC Forum on Credit Scores (July 1999)

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FCRA Verdicts, Settlements, and Judgments

Last updated October 2013, this sheet displays 57 FCRA verdicts—citation with court and year; the consumer and opposing attorney; whether a jury or bench verdict or settlement or offer of judgment; the type of FCRA claims; the type of defendant and defendant name; type of damages, including economic, emotional distress, unspecified, punitive, and statutory; and the total award prior to remitter or appeal and the final award.

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FTC Amicus Brief: Ashby v. Farmers Group: Adverse Action by Insurance Company

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FTC Amicus Brief: Willes v. State Farm Casualty Co.: Adverse Action by Insurance Company

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Experian and Freddie Mac Agreement for Services