Skip to main content

Search

pdf

HUD FAQs About RESPA for Industry

pdf

The Student Aid Gauntlet: Making Access to College Simple and Certain (Advisory Committee on Student Financial Assistance, 2005)

pdf

Massachusetts Division of Banks Report on State Exemption from TILA and Reg. Z (2012)

pdf

Massachusetts Division of Banks Report on State Exemption from TILA and Reg. Z (2013)

pdf

Tennessee AG Opinion Letter re Use of MSRP (1985)

pdf

Tennessee AG Opinion Letter re Various UDAP Issues (1985)

pdf

Arizona AG Opinion Letter re Use of MSRP (1995)

pdf

DOE Private Collection Agency Manual (2014, Redacted)

pdf

Materials re Investigation of Commercial Programming Unlimited

pdf

Rule Changes Effective December 2015

pdf

Rule Changes Effective December 2014

NCLC Model State Consumer & Employee Justice Enforcement Act (Nov. 2015)

Although the Federal Arbitration Act (FAA) preempts certain state limits on the enforceability of an arbitration agreement, states can take other actions to limit arbitration requirements that are not preempted by the FAA.  NCLC's Model State Consumer and Employee Justice Enforcement Act (2015) includes eight separate titles that protect against different harms related to forced arbitration of consumer and employment disputes, and these provisions should not face FAA preemption. Although they are presented as a single Act, these subparts stand alone.

pdf

Income-Driven Repayment Plan Request (Eff. through Nov. 2015)

pdf

Income-Driven Repayment Plan Request (Eff. through Oct. 2018)

pdf

DOE Q&A About Income Based Repayment (Dec. 2015)

pdf

Alternative Documentation of Income for Rehabilitation Repayment Agreements

pdf

FTC Staff Letter Affirming Holder Rule Limits Recovery to the Amount Consumer Has Paid (Medine, Sept. 25, 1999)

pdf

CFPB Report on Student Loan Servicing (Sept. 2015)

pdf

GAO, Federal Student Loans: Better Oversight Could Improve Defaulted Loan Rehabilitation (Mar. 2014)

pdf

DOE Letter, Re Guaranty Agency Wage Garnishment Withholding Orders (Moran, Nov. 1994)

pdf

DOE Dear Colleague Letter, Re Loan Discharges Based on Improper Determination of ATB, GEN-95-42 (Sept. 1995)

pdf

DOE Letter Re Administrative Wage Garnishment and Hardship Defense (Newcombe, Jan. 20, 1998)