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Heintz v. Jenkins, 514 U.S. 291, 115 S. Ct. 1489, 131 L. Ed. 2d 395 (1995).

Thomas v. US Bank, 675 Fed. Appx. 892 (11th Cir. 2017).

Acosta v. James A. Gustino, P.A., 646 Fed. Appx. 723 (11th Cir. 2016).

Strasters v. Weinstein & Riley P.S., 2012 WL 6571709 (9th Cir. Dec. 13, 2012).

Oppong v. First Union Mortg. Corp., 215 Fed. Appx. 114 (3d Cir. 2007).

Romine v. Diversified Collection Servs., Inc., 155 F.3d 1142 (9th Cir. 1998).

Reyes v. Steeg Law, L.L.C., 760 Fed. Appx. 285 (5th Cir. 2019).

Marquez v. Weinstein, Pinson & Riley, 2019 WL 1787547 (N.D. Ill. Apr. 24, 2019).

Francisco v. Midland Funding, L.L.C., 2019 WL 498936 (N.D. Ill. Feb. 8, 2019).

Alqaq v. CitiMortgage, Inc., 2014 WL 1689685 (N.D. Ill. Apr. 29, 2014).

Simpson v. Safeguard Props., L.L.C., 2013 WL 2642143 (N.D. Ill. June 12, 2013).

Freire v. Aldridge Connors, L.L.P., 994 F. Supp. 2d 1284 (S.D. Fla. 2014).

Denova v. Ocwen Loan Servicing, 2019 WL 4635552 (M.D. Fla. Sept. 24, 2019).

Smith v. Univ. Cmty. Hosp., Inc., 2019 WL 118045 (M.D. Fla. Jan. 7, 2019).

Wells v. LF Noll, Inc., 2019 WL 5596409 (N.D. Iowa Oct. 30, 2019).

Hubbard v. Medical Data Sys., Inc., 2019 WL 5459073 (N.D. Ga. June 24, 2019), report & recommendation adopted by 2019 WL 5460663 (N.D. Ga., July 19, 2019).

Johnson v. Fay Servicing, L.L.C., 2018 WL 5262078 (N.D. Ga. July 2, 2018), report & recommendation adopted by 2018 WL 5262049 (N.D. Ga. Sept. 19, 2018).

Johnson v. Fay Servicing, L.L.C., 2018 WL 5262049 (N.D. Ga. Sept. 19, 2018).

Carlisle v. Nat’l Commercial Servs., Inc., 2017 WL 1075088, at *5 (N.D. Ga. Feb. 22, 2017), report and recommendation adopted by 2017 WL 1049454 (N.D. Ga. Mar. 20, 2017), aff’d on other grounds, 722 Fed. Appx. 864 (11th Cir. 2018).

Vaughn v. Johnson & Freedman, L.L.C., 2012 WL 13130026 (N.D. Ga. May 21, 2012), adopted by 2012 WL 13130392 (N.D. Ga. Sept. 17, 2012).

Glover v. Morrey Legal Group, L.L.C., 2010 WL 11647488 (N.D. Ga. Mar. 3, 2010).

Raciti v. Rushmore Loan Mgmt. Servs., L.L.C., 2019 WL 4052441 (D.N.J. Aug. 28, 2019).

Ramos v. Wells Fargo Bank, N.A., 2019 WL 2743454 (D.N.J. Apr. 24, 2019).

Chernyakhovskaya v. Resurgent Capital Serv. L.P., 2017 WL 3593115 (D.N.J. Aug. 18, 2017).

Greaves v. Ann Davis Assocs. Inc., 2015 WL 668227 (D.N.J. Feb. 17, 2015).