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Sample Affidavit of Land Contract

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Sample Complete Summary Amortization Table of Payment Option ARM

This table displays the implications of an option-ARM where the interest rate is 2% for the first month and 7.875 thereafter, on a $485,000 mortgage loan with a 30-year term, where the monthly payment resets periodically and where in the early months it is insufficient to cover interest charges, so that the balance due increases in the early months.

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Redline of AMPTA Amendments (2011)

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S.A.F.E. Act 2019 Amendments

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Redline of 12 C.F.R. Parts 7 and 34 (2011)

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Superseded OTS Regulations (12 C.F.R. Part 560)

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Superseded OTS Regulations for State Housing Creditors

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OCC Advisory Letter 2000-7, Abusive Lending Practices

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OCC Advisory Letter 1997-7, Affordable Mortgage Portfolios

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Do Borrowers Make Rational Choices on Points and Refinancing? (Chang & Yavas)