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Mountjoy v. Bank of Am., N.A., 2016 WL 4553488 (E.D. Cal. Aug. 31, 2016).

Castellanos v. Countrywide Bank, 2015 WL 1906074 (N.D. Cal. Apr. 27, 2015).

Varnado v. Midland Funding, L.L.C., 43 F. Supp. 3d 985 (N.D. Cal. 2014).

Terrazas v. Wells Fargo Bank, 2013 WL 5774120 (S.D. Cal. Oct. 24, 2013).

Ajib v. Financial Assistance, Inc., 2013 WL 5553249 (E.D. Cal. Oct. 8, 2013), adopted by 2013 WL 5797105 (E.D. Cal. Oct. 28, 2013).

Holmes v. Collection Bureau of Am., Ltd., 2009 WL 3762414 (N.D. Cal. Nov. 9, 2009).

Palmer v. Stassinos, 233 F.R.D. 546 (N.D. Cal. 2006).

Goode v. Adler Wallach Assocs. Inc., 2017 WL 3437900 (E.D. Tex. Aug. 10, 2017).

Huertas v. U.S. Dep’t of Educ., 2010 WL 2771767 (D.N.J. July 12, 2010), aff’d on other grounds, 408 Fed. Appx. 639 (3d Cir. Dec. 13, 2010).

Schwartz v. Bank of Hawaii Corp., 2012 WL 2504048 (D. Haw. June 28, 2012).

Allen v. Wells Fargo Bank, 2011 WL 777875 (D. Ariz. Feb. 28, 2011).

Vitullo v. Mancini, 684 F. Supp. 2d 760 (E.D. Va. 2010).

Pasquinelli v. Huntington Bancshares, Inc., 2010 WL 11632767 (S.D. Ohio June 8, 2010).

Johnson v. Midland Credit Mgmt., Inc., 2007 WL 9773956 (N.D. Ohio Mar. 13, 2007).

Smith v. Tower Loan, Inc., 216 F.R.D. 338 (S.D. Miss. 2003), aff’d on other grounds, sub nom. Smith v. Crystian, 2004 WL 507572 (5th Cir. Mar. 16, 2004).

Zsamba v. Community Bank, 56 F. Supp. 2d 1207 (D. Kan. 1999).

Strong v. National Credit Mgmt. Co., 600 F. Supp. 46 (E.D. Ark. 1984).

Jones v. Sonic Auto., Inc., 391 F. Supp. 2d 1064 (M.D. Ala. 2005).

Husainy v. Allied Collection Serv., Inc., 2016 WL 1604824 (N.D. Ind. Apr. 22, 2016).

Obenauf v. Frontier Fin. Grp., Inc., 785 F. Supp. 2d 1188, 1191 (D.N.M. 2011).

Gradisher v. Check Enforcement Unit, Inc., 203 F.R.D. 271 (W.D. Mich. 2001).

United States v. Utah Bureau of Collections, Inc., 15 F.T.C. Ct. Dec. 485 (D. Utah 1981).

Bender v. Elmore & Throop, P.C., 963 F.3d 403 (4th Cir. 2020).

Edwards v. Solomon and Solomon, P.C., 829 Fed. Appx. 425 (11th Cir. 2020).

Benzemann v. Houslanger & Assocs., 924 F.3d 73 (2d Cir. 2019), cert. denied, ___ S. Ct. ___, 2019 WL 4921465 (U.S. Oct. 7, 2019).