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Erceg v. Concord Servicing Corp., 2019 WL 658828 (M.D. Fla. Feb. 13, 2019).

Watson v. Auto Advisors, Inc., 822 N.E.2d 1017 (Ind. Ct. App. 2005).

Johnson v. Statewide Collections, Inc., 778 P.2d 93 (Wyo. 1989).

Taylor-David v. Guardian Loan Co. of Massapequa, Inc., 2020 WL 5870253 (6th Cir. June. 25, 2020).

Trichell v. Midland Credit Mgmt., Inc., 964 F.3d 990 (11th Cir. 2020).

Frank v. Autovest, L.L.C., 961 F.3d 1185 (D.C. Cir. 2020).

DiNaples v. MRS BPO, L.L.C., 934 F.3d 275 (3d Cir. 2019).

Lavallee v. Med-1 Sols., L.L.C., 932 F.3d 1049 (7th Cir. 2019).

Casillas v. Madison Avenue Assocs., Inc., 926 F.3d 329 (7th Cir. 2019).

Lanton v. Ocwen Loan Servicing, L.L.C., 793 Fed. Appx. 398 (6th Cir. 2019).

Hagy v. Demers & Adams, 882 F.3d 616 (6th Cir. 2018).

Tourgeman v. Nelson & Kennard, 735 Fed. Appx. 340, 341 (9th Cir. 2018).

Demarais v. Gurstel Chargo, P.A., 869 F.3d 685 (8th Cir. 2017).

Church v. Accretive Health, Inc., 654 Fed. Appx. 990 (11th Cir. 2016).

Pollard v. Law Office of Mandy L. Spaulding, 766 F.3d 98, 102 (1st Cir. 2014).

Tourgeman v. Collins Fin. Servs., Inc., 755 F.3d 1109 (9th Cir. 2014).

Hernandez v. BC Servs., Inc., 2020 WL 2308233 (S.D. Ill. May 8, 2020).

Hill v. Resurgent Capital Servs., L.P., ___ F. Supp. 3d ___, 2020 WL 2550581 (S.D. Fla. May 20, 2020).

Rivera v. Dove Inv. Corp., 2020 WL 6266054 (S.D. Fla. Oct. 23, 2020).

D’Altilio v. Noam J. Cohen, P.A., 2018 WL 5263972 (S.D. Fla. Oct. 23, 2018).

Lee v. McCarthy, 297 F. Supp. 3d 1343 (S.D. Fla. Dec. 19, 2017).

Michael v. HOVG, L.L.C., 232 F. Supp. 3d 1129 (S.D. Fla. 2017).

Adjoda v. Law Firm of Gary M. Singer, P.A., 2017 WL 7794342 (S.D. Fla. Aug. 18, 2017), adopted by 2017 WL 7794343 (S.D. Fla. Sept. 19, 2017).

Little v. Seterus, Inc., 2017 WL 606340 (S.D. Fla. Feb. 13, 2017).

Zia v. Citimortgage, Inc., 210 F. Supp. 3d 1334 (S.D. Fla. 2016).