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Wilhelm v. Credico, Inc., 519 F.3d 416 (8th Cir. 2008).

Owsley v. Coldata, Inc., 2004 WL 1690178 (5th Cir. July 29, 2004).

Combs v. Direct Mktg. Credit Servs., Inc., 165 F.3d 31 (7th Cir. 1998).

Pipiles v. Credit Bureau, Inc., 886 F.2d 22 (2d Cir. 1989).

Gallego v. Hunts & Henriques, C.L.P., 2020 WL 3118576 (N.D. Cal. June 12, 2020).

Peebles v. Seterus, Inc., 2019 WL 4464126 (E.D. Cal. Sept. 18, 2019).

Townsend v. Yorkshire Acquisition Group, 2018 WL 4006956 (C.D. Cal. May 7, 2018).

Crawford v. LVNV Funding, L.L.C., 758 F.3d 1254 (11th Cir. 2014).

Gonzalez v. Kay, 577 F.3d 600 (5th Cir. 2009).

Al v. Van Ru Credit Corp., 2019 WL 189248, at *3 (E.D. Wis. Jan. 14, 2019).

Swann v. Dynamic Recovery Solutions, L.L.C., 2018 WL 6198997 (N.D. Ala. Nov. 28, 2018).

Fleischer v. Accesslex Institute, 2018 WL 4489583 (N.D. Ill. Sept. 19, 2018).

Young v. Unifund CCR Partners, 2014 WL 4698646 (N.D. Ill. Sept. 22, 2014).

Kubert v. AID Assocs., 2009 WL 1270351 (N.D. Ill. May 7, 2009).

Rodriguez v. Blatt, Hasenmiller, Leibsker & Moore, L.L.C., 2009 WL 631613 (N.D. Ill. Mar. 10, 2009).

Arango v. G.C. Servs., L.P., 1999 U.S. Dist. LEXIS 1143 (N.D. Ill. Feb. 2, 1999).

Sledge v. Sands, 182 F.R.D. 255 (N.D. Ill. 1998).

Francisco v. Doctors & Merchants Credit Serv., Inc., 1998 WL 474107 (N.D. Ill. Aug. 3, 1998).

McBride v. Affiliated Credit Servs., Inc., 2011 WL 841176 (D. Or. Mar. 7, 2011).

Samuel v. Approved Credit Solutions, L.L.C., 2015 WL 4548745, at *2 (S.D. Ind. July 28, 2015).

Howell v. Eagle Accounts Group, Inc., 2015 WL 1097397 (S.D. Ind. Mar. 10, 2015).

Hegwood v. Lighthouse Recovery Assoc., L.L.C., 2012 WL 693658 (N.D. Ind. Mar. 1, 2012).

Croteau v. Dearing, 2005 U.S. Dist. LEXIS 1948 (N.D. Ind. Feb. 8, 2005).

Payday Today, Inc. v. Hamilton, 911 N.E.2d 26 (Ind. Ct. App. 2009).

Lucero v. Bureau of Collection Recovery, Inc., 2012 WL 681797 (D.N.M. Feb. 28, 2012).