Home Foreclosures: 24 C.F.R. § 206.59 Obligations of mortgagee.
(a) Certifications and disclosures at closing. At closing, the mortgagee shall obtain the appropriate certification from each borrower identified as married as well as from each identified Non–Borrowing Spouse. When a HECM borrower has identified an Ineligible Non–Borrowing Spouse, the mortgagee shall also disclose the amount of mortgage proceeds that would have been available under the HECM if he or she were an Eligible Non–Borrowing Spouse.