Fair Credit Reporting: 4.7.2.3 Furnisher Certification of Reinserted Information
Before information is reinserted into a consumer’s file, the furnisher of the information must certify that the information is accurate and complete.1777 The form of certification is not specified and has not been considered by the courts.1778 To be meaningful, the certification must reflect an individualized, separate determination by the furnisher that the particular information is both accurate and complete.