Fair Credit Reporting: 4.5.2.4.4 Send a copy to the furnisher
Consumers should also directly notify the creditor or other furnisher of the disputed information at the same time, if not before.1243 Furnishers must participate in the CRA reinvestigation procedures and conduct their own reinvestigation.1244 A furnisher’s investigation obligation arises when it receives the consumer’s dispute indirectly through the CRA.1245 However, furnishers sometimes claim that they did not receive adequate notice of the