Fair Credit Reporting: 2.7.10 Accident Reporting Bureaus and Compilers of Insurance Claim Lists
Compiling a listing of policyholders who have received automobile claim payments in the past renders the compiler a CRA.766 Accident bureaus that sell motor vehicle operating records to insurance companies may be CRAs,767 but police or sheriff’s departments that prepare accident reports are not.768 State motor vehicle departments are not CRAs either, when selling information to private parties or when cooperating with other government agencies.