Collection Actions: 15.2.1.4.3 Tips
The wages of serving staff at restaurants are likely to amount to less than thirty times the minimum wage and therefore be completely protected from garnishment, as long as tips are not considered part of their “earnings.”46 A Department of Labor handbook states that tips paid directly to an employee by a customer are not considered earnings within the meaning of the CCPA.47 The same rule applies to tips that are transferred free and clear to a worker at the direction of a credit customer wh