Fair Credit Reporting: 6.4.2.1 Duty Stated in the Negative
Unlike the requirement placed on CRAs, the FCRA does not specify an affirmative standard of accuracy for those who furnish information to CRAs. CRAs must maintain reasonable procedures to ensure the “maximum possible accuracy” of the information they report.205 In contrast, the duty of furnishers to provide accurate information is stated in the negative, as two prohibitions against reporting inaccurate information.