Consumer Bankruptcy Law and Practice: 13.1 Introduction
For most consumer debtors, the decision to file bankruptcy and the selection of which chapter to utilize comes after careful thought and consideration of the advantages and disadvantages of that choice. However, in certain emergency situations, such as a pending foreclosure, the decision may be made in haste. Due to a variety of factors, either unknown at the time of filing or arising after the filing, the debtor may wish to voluntarily dismiss the bankruptcy case or to convert it to another chapter.