Consumer Credit Regulation: 7.9.1.3.4 No complete preemption under other banking laws
Courts have generally rejected arguments for complete preemption based on the Home Owners’ Loan Act (HOLA),1069 the Alternative Mortgage Transaction Parity Act (AMTPA),1070 the appraisal fraud provisions of Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA),1071 and other banking laws that are not part of the National Bank Act.1072 None of these laws completely preem