Consumer Banking and Payments Law: 15 U.S.C. § 1693c. Terms and conditions of transfers
(a) Disclosures; time; form; contents
The terms and conditions of electronic fund transfers involving a consumer’s account shall be disclosed at the time the consumer contracts for an electronic fund transfer service, in accordance with regulations of the Bureau. Such disclosures shall be in readily understandable language and shall include, to the extent applicable—