Consumer Banking and Payments Law: 4.8.8 Re-Deposits of Checks Deposited Through Remote Deposit Capture
When a bank accepts a deposit through remote deposit capture (RDC),529 there is the risk that the same check will be re-deposited to another account. The original paper check may be deposited, or an image may be re-deposited to a second account through RDC. In some cases, consumers who deposit checks through RDC may be exposed to losses if the check is later re-deposited.