Fair Credit Reporting: 10.7.6 Disclosure Preemption—§ 1681t(b)(3)
Section 1681t(b)(3) preempts state requirements or prohibitions with respect to various disclosures required by sections 1681g(c), 1681g(d), 1681g(e), 1681g(f), and 1681g(g).531 Section 1681t(b)(3)’s preemption provision explicitly preserves California’s532 and Colorado’s533 preexisting disclosure statutes, as in effect on December 4, 2003.