Bankruptcy Basics: Financial Education Course
To receive a discharge the debtor must submit proof of completion of an “instructional course concerning personal financial management.” 11 U.S.C. § 727(a)(11). A similar requirement is imposed on chapter 13 debtors. 11 U.S.C. § 1328(g). To satisfy the requirement the proof of the course’s completion must show that the debtor took the course after the petition was filed.