Small loans may take collateral in personal items, such as lawnmowers, stereos, and musical instruments, 5nd these security interests trigger the Uniform Commercial Code (UCC) § 9-210 rights described under “Car Loans and Auto Title Pawns” above. Significantly, in the case of some small loans it may be unclear what collateral the creditor is presently claiming secures the loan. UCC § 9-210 allows the consumer to send a request reasonably identifying the consumer and the account number, and asking the creditor to approve or correct a list of collateral provided by the consumer.