Student Loan Law: 4.3.5.5 Post-Active Duty Deferments
The College Cost Reduction and Access Act of 2007 included a deferment for members of the National Guard or other reserve components of the Armed Forces or members of such forces in retired status.89 This deferment is available for FFEL, Direct Loan, and Perkins Loan borrowers.90 The deferment is available to borrowers who were serving on active duty on October 1, 2007, or began serving on or after that date.91