Fair Credit Reporting: Maine
Child Support Debts Statute: Me. Stat. tit. 10, § 1310(4).
Child Support Debts Statute: Me. Stat. tit. 10, § 1310(4).
Child Support Debts Statute: Md. Code Ann., Fam. Law § 10-108.1 (West).
Upon request, the Child Support Enforcement Administration shall report child support arrearages of sixty days for longer duration. Written notice and a reasonable opportunity to contest the accuracy of the information must be given to the obligor before the information is reported.
Credit Information in Personal Insurance Statute: Md. Code Ann., Ins. §§ 27-501, 27-605 (West).
Child Support Debts Statute: Mass. Gen. Laws ch. 93, § 52A.
Child support arrearages in excess of $500 must be reported upon request of consumer reporting agency. Fifteen-day advance notice must be given to obligor parent, who has right to contest accuracy of information before it is reported to agency.
Credit Information in Personal Insurance Statute: Mass. Gen. Laws ch. 175, § 4E.
Child Support Debts Statute: Mich. Comp. Laws § 552.512.
The office of friend of the court shall report to a consumer reporting agency support information concerning all child support payers with an arrearage of two months or more. Prior to making such information available, the office of friend of the court shall provide twenty-one days advance notice to the payer and a review enabling the payer to object. Any incorrect information reported must be corrected within fourteen days.
Child Support Debts Statute: Minn. Stat. § 518A.685.
Child Support Debts Statute: Miss. Code Ann. § 93-11-69.
The Department of Human Services shall make information about child support debts, thirty days or more overdue, available to consumer reporting agencies; fifteen days advance notice and an opportunity to contest the information must be provided to obligors.
Credit Repair Statute: Miss. Code Ann. §§ 81-22-1 to 81-22-28.
Child Support Debts Statute: Mo. Rev. Stat. § 454.512.
The Family Support Division of the Department of Social Services shall periodically report all child support arrearages and the noncustodial parent shall be provided notice and a reasonable opportunity to contest such information before it is reported.
Credit Information in Personal Insurance Statute: Mo. Rev. Stat. § 375.918.
Child Support Debts Statute: Mont. Code Ann. §§ 40-5-261, 40-5-262.
The Department of Public Health may make information about child support debts available to consumer reporting agencies; advance notice and an opportunity to contest the information’s accuracy must be provided to obligors.
Credit Information in Personal Insurance Statute: Mont. Code Ann. §§ 31-3-115, 33-18-210, 33-18-605, 33-18-612, 33-19-101 to 33-19-409.
Credit Information in Personal Insurance Statute: Neb. Rev. Stat. §§ 44-7701 to 44-7712.
Scope: Use of credit information in personal insurance, individually underwritten for personal, family or household purposes: private passenger vehicle, boat, personal watercraft, snowmobile, recreational vehicle, motorcycle, autocycle, homeowners (including manufactured home), and non-commercial fire.
Child Support Debts Statute: Nev. Rev. Stat. § 598C.110.
Reports shall include information concerning delinquent child support payments if they are presented in an acceptable format by the welfare division or district attorney.
Credit Information in Personal Insurance Statute: Nev. Rev. Stat. §§ 686A.600 to 686A.730.
Scope: Use of credit information in personal insurance, i.e., not commercial, business or surety.
Child Support Debts Statute: N.H. Rev. Stat. Ann. § 161-C:26-a.
Child support delinquencies shall be reported to CRAs unless certain circumstances apply. Obligor will be provided with prior notice that such financial disclosure is authorized and of procedures to contest financial disclosure.
Child Support Debts Statute: R.I. Gen. Laws §§ 15-25-1, 15-25-2.
Child Support Debts Statute: S.C. Code Ann. § 63-17-2510.
Department of Social Services shall inform agencies of child support arrearages greater than $1000. Obligors must be given notice and an opportunity to contest accuracy of the information.
Data Security Breach Statute (Insurance Data Security Act): S.C. Code Ann. §§ 38-99-10 to 38-99-100.
Child Support Debts Statute: S.D. Codified Laws § 28-1-69.
Department of Social Services may provide information on overdue support to consumer reporting agency at request of agency, or in the discretion of the secretary. Must notify obligor of proposed release of information, and the procedure for contesting the accuracy of the information.
Data Security Breach Statute: S.D. Codified Laws §§ 22-40-19 to 22-40-26.
Child Support Debts Statute: Tenn. Code Ann. § 36-5-106.
The Department of Human Services shall report child support arrearages to agencies and also those who are current with their payments. Must provide obligor with notice and an opportunity to contest accuracy of information before release.
Credit Repair Statute: Tenn. Code Ann. §§ 47-18-1001 to 47-18-1011.
Child Support Debts Statute: Tex. Fam. Code Ann. § 231.114 (West).
Amount of child support owed and amount paid shall be reported to consumer reporting agencies, after thirty days’ notice and an opportunity to contest the accuracy of the information is given to the obligor.
Credit Repair Statute: Tex. Fin. Code Ann. §§ 393.001 to 393.505 (West).
Covered Activities: Improving credit record or obtaining extension of credit, in return for money or other consideration.
Child Support Debts Statute: Utah Code Ann. § 62A-11-327 (West).
Child support delinquencies shall be reported to CRAs after obligor has been afforded notice and a reasonable opportunity to contest the accuracy of the information.
Credit Information in Personal Insurance Statute: Utah Code Ann. §§ 31A-22-320, 31A-22-1307 (West).
Child Support Debts Statute: Vt. Stat. Ann. tit. 15, § 793.
Arrearage equal to at least one-quarter of the annual child support obligation may be reported if the obligor is given notice by first class mail or other means likely to give actual notice and given a period not to exceed twenty days to contest the accuracy of the information. Office of child support must immediately report increases or decreases in the account balance of previously reported accounts.
Child Support Debts Statute: Va. Code Ann. § 63.2-1940.
Child Support Enforcement Division shall report child support arrears to consumer reporting agencies. Obligors must be notified prior to release of information and given a reasonable opportunity to contest accuracy of information.
Credit Information in Personal Insurance Statute: Va. Code Ann. §§ 38.2-2114, 38.2-2126, 38.2-2212, 38.2-2234.
Child Support Debts Statute: V.I. Code Ann. tit. 16, § 366.
Child support delinquencies shall be reported to CRAs after advance notice to obligor and notice of right to file an appeal.
Data Security Breach Statute: V.I. Code Ann. tit. 14, §§ 2208 to 2212.
Credit Information in Personal Insurance Statute: Wash. Rev. Code. § 48.19.035.
Scope: Use of credit information in personal insurance rates, premiums, or eligibility.
Disclosures: Must disclose that it may obtain credit information and, if adverse action taken, must disclose in clear and specific language the reasons for adverse action.176
(a) In general
It is unlawful for a person to promote, or allow the promotion of, that person’s trade or business, or goods, products, property, or services sold, offered for sale, leased or offered for lease, or otherwise made available through that trade or business, in a commercial electronic mail message the transmission of which is in violation of section 7704(a)(1) of this title if that person—
(a) Violation is unfair or deceptive act or practice
Except as provided in subsection (b) of this section, this chapter shall be enforced by the Commission as if the violation of this chapter were an unfair or deceptive act or practice proscribed under section 57a(a)(1)(B) of this title.
(b) Enforcement by certain other agencies
Compliance with this chapter shall be enforced—
(a) Federal law
(1) Nothing in this chapter shall be construed to impair the enforcement of section 223 or 231 of Title 47, chapter 71 (relating to obscenity) or 110 (relating to sexual exploitation of children) of Title 18, or any other Federal criminal statute.
(a) In general
Not later than 6 months after December 16, 2003, the Commission shall transmit to the Senate Committee on Commerce, Science, and Transportation and the House of Representatives Committee on Energy and Commerce a report that—
(1) sets forth a plan and timetable for establishing a nationwide marketing Do-Not-E-Mail registry;