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Complaint (Manning v. U.S. Bank Trust Nat'l Ass'n, Bankruptcy Case No. 11‐80847)

Plaintiff seeks relief under the Bankruptcy Code, 11 U.S.C. § 101 et seq., the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (“FDCPA”), the North Carolina Debt Collection Act, N.C.Gen.Stat. § 75‐50 et seq. (“NCDCA”), and the North Carolina Collection Agency Act, N.C.Gen.Stat. § 758‐70 et seq. (“NCCAA”).