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CFPB Bulletin on Loan Originator Compensation Under Reg. Z (Apr. 2, 2012)

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CFPB Bulletin on Whether SAFE Act Permits States to Issue Transitional Licenses to Loan Originators (Apr. 19, 2012)

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CFPB Guidance on Usage of Uniform State Tests Under SAFE Act (May 20, 2013)

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CFPB Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders (July 9, 2014)

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CFPB Complicance Bulletin on Risks of Marketing Services Agreements Under RESPA (Oct. 8, 2015)

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CFPB Bulletin on Requirement that Furnishers Investigate Disputed Information (Feb. 27, 2014)

This CFPB Bulletin 2014-01 (Feb. 27, 2014) concerns the FCRA’s requirement that furnishers conduct investigations of disputed information.  The CFPB is concerned that a furnisher may respond to a consumer’s dispute, without conducting an investigation, simply direct the CRA to delete the item it has furnished.

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CFPB Bulletin on Requirement that Furnishers Review "All Relevant Information" When Investigating a Dispute (Sept. 4, 2013)

This CFPB Bulletin 2013-09 (Sept. 4, 2013) concerns the FCRA’s requirement that furnishers investigate disputes and review “all relevant” information provided by CRAs about the dispute. The CFPB expects furnishers to have reasonable systems and technology in place to receive and process notices of disputes and information regarding disputes, including relevant documentation, forwarded to them by CRAs.

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CFPB Bulletin on FCRA's Streamlined Process Requirement for Consumers to Obtain Free Reports from Specialty CRAs (Nov. 29, 2012)

This is CFPB Bulletin 2012-09 (Nov 29, 2012) concerning the FCRA’s “streamlined process” requirement for consumers to obtain free annual reports from nationwide specialty consumer reporting agencies (NSCRAs), as required by the FCRA and Reg.

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CFPB List of Consumer Reporting Companies (2018)

This is a 2018 CFPB compilation of contact information for CRAs. Including nationwide CRAs, employment screening and tenant screening CRAs. check and bank screening CRAs, insurance and medical CRAs, low income and subprime CRAs, and supplementary report, utilities, retail and gaming CRAs.

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CFPB Consent Order in the Matter of Syndicated Office Systems (Jun. 18, 2015)

This is a 2015 CFPB consent order with a debt collection agency involving the failure to respond within 30 days to consumer disputes about the information the collector furnished to CRAs and failure to provide debt validation notices.

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CFPB Consent Order in the Matter of First Investors Financial Services Grp. (Aug. 20, 2014)

This is a 2014 CFPB consent order with a creditor involving failure to establish and/or implement reasonable written policies and procedures regarding the “accuracy” and “integrity” of the information that it furnishes to CRAs  and its misrepresentation regarding the accuracy of the information it furnishes.

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CFPB Consent Order in the Matter of Drivetime Automotive Group (Nov. 19, 2014)

This is a 2014 CFPB consent order with a creditor involving various debt collection violations and furnishing information to CRAs that DriveTime had reasonable cause to believe was inaccurate, failed to correct or delete inaccurate information within a reasonable time after learning of the inaccuracies, and failed to establish and/or implement reasonable written policies and procedures regarding the “accuracy” and  “integrity” of the information.

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CFPB Bulletin on Marketing of Credit Card Promotional APR Offers (Sept. 3, 2014)

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FTC Opinion Letter on Applicability of Telemarketing Sales Rule to Debt-Relief Mailers Requiring Consumers "Call for Custom Price"

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FTC Report on Funeral Industry Practices (1978)

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FDIC Examination Guidance for Payday Lending (2003)

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FDIC Guidance on Payment Processor Relationships (FIL-3-2012, Revised July 2014)

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FDIC Supervisory Approach to Payment Processing Relationships With Merchant Customers That Engage in Higher-Risk Activities (FIL-43-2013, Revised July 2014)

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FDIC Examination Guidance for Payday Lending Programs (FIL-14-2005, Revised Nov. 2015)

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FDIC Clarification to Banks Offering Products and Services to Non-Bank Payday Lenders (FIL-52-2015)

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H.R. 3474, 103d Cong. 151 (2d Sess. 1994)

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S. 1275, 103d Cong. 151 (1st Sess. 1993)