Mortgage Lending: Introduction
The Dodd-Frank Wall Street Reform and Consumer Protection Act, Pub. L. No. 111-203, 124 Stat. 1376 (2010) (Dodd-Frank Act), significantly alters the preemptive effect of Office of the Comptroller of the Currency (OCC) regulation of national banks for mortgage loans extended after July 21, 2010. See Appx. E.2, supra.